Fraud with credit cards seems to be everywhere and criminals love using online shopping internet to steal credit card data because of the security it provides. Many consumers think the only way to protect themselves is to avoid shopping online all together. While this is a method to prevent credit card details from getting stolen and hacked, it also means that it is impossible to ever again shop online. The online marketplace for goods and services is expanding at a rapid pace because consumers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would be giving up on all these great deals. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. True, one would not become a victim in any terrorist plot that involved planes, however it also means having to deal with the inconvenience of not being able to fly while traveling. As with everything else that happens in the world, the trick is not to escape the problem but to comprehend the problem and to adopt a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping online.
Let's first discuss the steps to take if the credit card fraud occurred. There's no reason to panic. Once the cardholder reports that his or her credit card information is compromised The credit card company won't be held accountable for any fraudulent charges even for charges that were not made prior to reporting the credit card information is stolen. A credit card provider will close the card off from further use and issue a new card in about 2 or 3 weeks however this is an inconvenience most people would still rather not want to have to handle in the event of a possibility.
Next, online shoppers could make use of the Google Safe Browsing Tool to check if an online site is safe to visit and if one can trust Google obviously. This tool will report whether a website is not safe or not, when Google last checked it, if the website was involved in any suspicious activity previously, as well as will also inform whether it's associated with any suspicious websites, even in the event that the site itself isn't doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address, Google's tool will bring an easy half-page report on whether the website in question is in fact secure or not.
Another level of protection that one can use when purchasing online is to use reputable third party payment methods. Nearly everyone has had the pleasure of using PayPal. They are probably the most popular third party payment method around the world. They permit users to make payment for goods and services via them. This means, for instance, that if a buyer purchases a product, she is not directly paying the website that she is shopping on. The amount is due to PayPal after Amazon gutschein which PayPal will pay the merchant this means that the retailer is not able to see her credit card information and her credit card information was never transmitted over the internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. As long, as a 3rd party payment method was used, credit card information was never transmitted so, that information is not floating around on online at each website a purchase was made. Other third-party payment options that are similar to PayPal are Google Wallet and Amazon Payments.
Armed with this knowledge, online shoppers can now make sure the websites they go to are secure to shop at and make sure they do not input sensitive information while making purchases. So, there is no reason to ignore every opportunity to save money on shopping online due to fear of credit card information being stolen.